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WHAT’S YOUR LEGAL IQ ON COLLECTIONS?
TRUE/FALSE (circle one)
1. You can't call debtors at work. (TRUE/FALSE)
2. An account must be at least 60 days past due before being sent to collection. (TRUE/FALSE)
3. You must inform debtors before turning them over for collection. (TRUE/FALSE)
4. If a debtor sends you $5 at the same time every month for three months in a row it doesn’t constitute a legal payment arrangement. (TRUE/FALSE)
5.
You can't speak to the debtor's spouse regarding a debt. (TRUE/FALSE)
6. If a debtor sends you a $5 on a $500 bill, you must accept it. (TRUE/FALSE)
7. As long as the debtor pays $1 a month, you can't do anything. (TRUE/FALSE)
8. You are bound by the divorce decree between divorced debtors. (TRUE/FALSE)
9. After divorce, the husband is always liable for children's bills. (TRUE/FALSE)
10. Even if you never use a collection agency, you can threaten turning the debtor over anyway. (TRUE/FALSE)
